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今年起,养老保险一次性补缴取消了!超过45岁没交保怎么办

www.usadailysource.com2019-07-15
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陕西中工教育:早在多年前,国家就实施了社会保障政策,很多人不愿意支付。随着近年来人口的老龄化,养老问题已经引起越来越多的人关注社会保障。无论是即将被解雇的老员工还是新来的工作人员,他都会特别关注工作单位提供的社会保障。

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从今年开始,养老保险的一次性支付被取消了!如果我超过45岁时不付保险怎么办?

我们都知道,已经支付了15年社会保障并达到法定退休年龄的雇员可以领取养老金。但是,有些人在年轻时没有缴纳社会保险费。当他们迅速退休时,他们意识到社会保障的重要性。目前,他们已超过45岁,并且在60岁时无法支付15年的费用。

在这种情况下,可以一次支付15年的社会保障金,但是从2018年取消一次性补贴后,这些人应该做些什么呢?

网友:我父亲从2010年到现在购买了9年的社会保障。看到他将在两年内60岁,我听说我会立即取消一次性付款,然后我父亲退休后将支付不到15年的社会保障金,不是吗?我不能得到养老金。我该怎么办?

为这一群人支付社会保障问题有三种解决方案。

1.申请退出养老保险

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从今年开始,养老保险的一次性支付被取消了!如果我超过45岁时不付保险怎么办?

个人可以书面申请终止雇员的基本养老保险关系。经社会保险机构确认后,基本养老保险关系将被终止,个人账户存款将一次性支付给该人。

2.继续支付15年

Although the one-time payment will be cancelled, it does not mean that you cannot continue to pay after the age of 60. After the person who has paid less than 15 years has reached the retirement age, he can continue to pay for 15 years and then receive the basic pension on a monthly basis. If you are paying social security from the age of 60, you will not be able to start pensions until you are 75 years old.

3. Transfer to basic old-age insurance for urban and rural residents

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From this year, the one-off payment for pension insurance has been cancelled! What if I don't pay insurance when I am over 45?

The second paragraph stipulates that individuals who participate in basic endowment insurance can accumulate less than fifteen years when they reach the statutory retirement age. can also transfer to the new rural social endowment insurance or social pension insurance for urban residents, and enjoy the corresponding pension according to the regulations of the State Council. Insurance benefits.xx
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